CBN announces new guildlines for ATM withdrawals

The Central Bank of Nigeria (CBN) has announced new guidelines for Automated Teller Machine (ATM) withdrawals, set to take effect from March 1, 2025. Here are the key points:

  1. Increase in On-Site ATM Withdrawal Charges: From March 2025, customers will incur a charge of N100 for every N20,000 withdrawn from another bank’s ATM located within the bank’s premises. This replaces the previous policy, which allowed three free withdrawals per month.
  2. Hike in Off-Site ATM Withdrawal Charges: For withdrawals from ATMs outside bank branches (such as in malls, airports, or petrol stations), customers will face a charge of N100 per N20,000, with an additional surcharge of up to N500.
  3. Zero Charges for ATM Withdrawals at Own Banks: No fees will apply when customers withdraw from ATMs belonging to their own bank.

These changes will be implemented from March 2025.

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